How to Apply for Sears Credit Card Application Online OR Offline

Learn how to Apply for Sears Credit Card with easy to understand steps. Submit Sears Credit Card application form for instant approval with good/bad credit score and fill the form online with required information like your Name, email, SSN, income etc. Apply Now Guide.

Apply for Sears Credit Card

In this guide, you will learn how to Apply for Sears Credit Card or Sears credit card MasterCard.Sears credit card is Issued by the Citi bank. The Sears credit card has an easy way to apply for sears credit card application online.  Sears credit card is secure with the Norton Security. Read this awesome guide on applying for sears credit card.

It is better/worse to read the use of Sears credit card:

The card holders of Sears credit card can be used at Sears, Kmart,,, Sears Essentials, Sears Grand, Sears Hardware, Sears Auto Centres, Sears Hometown Stores Sears Repair and Home Services, Sears Dental, Sears Portrait Studios, Sears Optical, Sears’s and Sears Travel. Before applying for the sears credit card you may be ought to compare the cards that fit you the best.

Benefits of Sears Credit Card

  • There is no annual fee for sears credit card
  • Fee for the foreign transaction is about 3%
  • There is enhanced fraud protection for unauthorized purchases.
  • You can redeem the earned points for the gifts cards, air ticket buying and also for merchandise.

Requirements for Sears Credit Card

To apply for sears card you might follow their required criteria for applying for the credit card:

  • The cardholder should be 18 years old.
  • A user must have a social security number (SSN)
  • Also, have a valid photo id.

If you followed the above criteria, then you go for further steps.

Apply for Sears Credit Card Now

Now, I mentioned a couple of steps through which you can apply for the Sears credit card application online, apply for sears credit card by phone, through mail OR direct visiting the bank. If you already a member of sears card, then you must know “how to make sears credit card payments.”

Apply for Sears Credit Card Application Online

If you want to apply for sears credit card application online, then you have to follow the following steps:

Step 1- Access application Homepage – You Navigate to the Login Page

In this step you have to visit Homepage then you navigate to the login page then fill the form.

Step 2- Fill Personal Information

Now, you have to fill your personal information

  • Email Address
  • First Name
  • I.
  • Last Name
  • Suffix
  • Home Address
  • Apartment
  • City
  • State
  • ZIP Code
  • Home Phone Number

Step 3- Fill Financial Information

Here the user has to fill his/her financial information

  • Annual income
  • Residence Status
  • Monthly Mortage or Rent Payment

Step 4- Fill Security Number

At last, the user has to fill their security information and it is important for the application to put accurate data.

  • Date of Birth
  • Social Security Number (SSN)
  • Photo ID Type
  • Driver’s License Number or Photo ID Number
  • State

Step 5- Manage your Account online

Now, the applicant will be asked for that can he/she would want to manage their account online or not. If the user tick marks this option, then the user release from the paperless work etc.

Step 6- Read sears credit card terms and conditions

Finally, the user has to read the terms and condition for apply for sears credit card application online.

Step 7- Tap on Continue

Now, the user has to press the continue button.

Apply for Sears Credit Card through Mail

If you don’t want for apply for sears credit card application online, then you have to follow this step. You can also send your Sears credit card MasterCard application documents that are required to send at the specific address. Send these documents to the Sears credit stores or Citi Bank branch address. We recommend you to send your required documents to the following address.

PO Box 9001055, Louisville, KY 40290-1055

Sears Private Label Payments


P.O. Box 9001055

Louisville, KY 40290-1055


Sears Payment Center/Overnight

6716 Grade Lane

Building 9, Suite 910

Louisville, KY 40213

Apply for Sears Credit Card by Phone

You can make your Sears credit card with a phone call. You just need to dial the sears credit card phone number and followed their instruction about apply for sears credit card. Also, if you want instant approval for sears credit card, you need to dial this number.



You can call Sears credit card phone number 24/7. It means you can call anytime, anywhere you want to be a family of Sears credit cardholder.

Apply for Sears Credit Card via a Direct Visit to Store or Bank

If you don’t like to make your credit card by following the above steps, then this is for you. You can make your Sears credit card by visiting the nearest Sears store or Citi Bank branch and make your Sears credit card. You can also Apply for Walmart Credit Card.

Sears credit card Terms and conditions

Before doing anything you must need to know the sears credit card terms and conditions by visiting this link. Read Terms and Conditions. After reading the Sears credit card terms and conditions you also know many new things about the sears credit card.

Sears Credit Card Rewards

This is also the main step to know the what rewards sears offers for their precious cardholders. Here is the list of rewards :

  • After approval for the sears credit card, there is 15% off on your first purchase.
  • There is 5% off of their eligible stations
  • 3% on restaurants
  • Also, there is 2% off on purchase from Sears Stores and for rest at 1%.

Sears Credit Card Rates

If you want to know about Sears Credit Card annual fee. There is no annual fee for sears credit card.

On sears credit card foreign transaction fee there is 3%. Normal apr rate at 25.74%. sears credit card no interest rate. Sears credit card minimum interest fee is about 2$. There is the rate of 27.65% on cash advance APR rate. Sears credit card cash advance fee is about 5% or 5$ which is greater. There are late payment fee charges up to 37$. You can get more information by visiting this Sears Credit Card Rates.

Sears credit card limit

Here is the point that is noticeable is that the cash advance is available only to the extent of the cardholder cash advance limit. The cardholder credit limit as low as 0$. pay bill 

Yes, you can pay your bills by visiting pay bill. You can pay your bills by easily follow their steps.


Here in this guide I briefly describe the application for sears credit card application online or offline. Follow this step and make your Sears credit card.


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